atlas

The Deathmatch Diaries

Technology by the Space Cowboy

"You keep using that word. I do not think it means what you think it means."
atlas
[info]spacecowb0y
The English language is under assault by stupid people who use words they don't understand, and is defended by pompous asses who like to correct those people. We're not sure who to side with.

So, here are some words that you'll see used incorrectly on a daily basis, and a helpful guide as to just how big of a dick you'd have to be to correct people on it. We have also included many pictures of these words being read by women with large boobs.

Ironic
People think it means:
Any kind of amusing coincidence.

Actually means:
An outcome that is the opposite of what you'd expect.

So, if a porn star moved to Virgin, Utah, that would be ironic. If the same porn star bought a house in Boner Knob, Montana that would not be ironic.

Should you care?
We realize this is a technical point. But, it's almost worth taking a stand because the word has been abused to the point that it can mean anything.

"She always said she wanted to marry a dentist! And then she married Bob, who is a dentist! Isn't that ironic?"

"I went on my cigarette break, but there was a No Smoking sign! Isn't that ironic?"

"I just pooped in your aquarium! Isn't that ironic?"

We have to draw the line somewhere, don't we?

Pristine
People think it means:
"Spotless" or "as good as new."

Actually means:
"Ancient, primeval; in a state virtually unchanged from the original."

It's therefore perfectly possible to have a pristine mountain of fossilized brontosaurus shit, but if you were to buff that mountain to a lustrous shine, it would no longer be pristine.

Should you care?
The meanings are close enough that correcting somebody sounds like grammar Nazi hair-splitting. That's a shame, because there were lots of words that mean "clean" but none that have the exact same meaning as "pristine."

If you use pristine correctly yourself, you probably won't land yourself in too much trouble, unless someone buys your "pristine" house on eBay without realizing that it's an authentic 14th century dung hovel complete with never-been-used plague rats.

Bemused
People think it means:
Mildly amused.

Actually means:
Bewildered or confused.

If you were to say "I was bemused by your dead baby joke," you wouldn't be saying the joke was funny. You'd be saying that you completely failed to understand it. You were following the story up to and including the bit about the trowel, but you'd lost the thread way before the Ku Klux masturbation climax.

Should you care?
It's hard to blame people for getting this one wrong, the word just sounds like it means, "sort of amused." We blame the people who originally invented the word. You should probably let the new meaning take over unless, you know, you're a dick.

The rest of the words, helpful dick guide and boobies at the source.


Source: Cracked
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Just a Friendly Reminder Regarding Adblock Plus
atlas
[info]spacecowb0y

You're using Firefox, yes? Adblock Plus as well? Good. Now what filters are you using? I just learned recently with the whole LJ Snap Shots fiasco that the old Filterset.G Updater I was using with the old Adblock is no good with ABP - in fact, it's downright incompatible:

Actually, it is recommended not to use Filterset.G with Adblock Plus. There are several reasons for this:

▪ Filterset.G has been intentionally made incompatible with the built-in subscriptions feature in Adblock Plus, updating Filterset.G requires a separate extension which basically duplicates existing functionality.
▪ Filterset.G is not optimized for use with Adblock Plus, it will slow down your browsing considerably more than any other filter list.
▪ Filterset.G makes heavy use of very complicated regular expressions with the consequence that finding the source of problems is difficult and fixing those problems is even more so. In fact, Filterset.G is fixing most problems with exception rules which creates a problem on its own (see next point).
▪ Filterset.G contains a considerable number of exception rules. This is a big problem because exception rules cannot be overridden. It happened on several occasions that exception rules from Filterset.G whitelisted actual ads making these ads unblockable — something users usually blamed Adblock Plus for.

While Filterset.G has had its uses in the past, nowadays other filter lists are certainly a better choice. If you already have Filterset.G Updater installed, you can uninstall the extension and remove the Filterset.G subscription in the Adblock Plus Preferences dialog. Feel free to choose any subscription from the list then.

The good thing about said lists is that it's a one-time deal: click "Subscribe" on any subscription in that table, confirm, and you're good to go - the filters update themselves automatically without needing an extra add-on like Filterset.G was. That said, I highly recommend Jamie Plucinski's filters (also found at the bottom of the list on the ABP page), since I actually know the guy and can report additional filters to be integrated into his. So far it's been able to catch pretty much every ad/script I've come across, but of course, your mileage may vary.

Thus concludes this public service announcement. Have a nice, ad-free day.

Quick Fix for "My Computer" Opening Slowly on Windows XP
atlas
[info]spacecowb0y
If "My Computer" takes a really long time to open on your computer, you are most likely experiencing a well-known issue where Windows hangs while trying to search for network folders and printers before displaying anything to you.

This problem is easily solved, and most of you are probably familiar with the fix already, but we'll go through it anyway.

Open up Folder Options from the Tools menu in Windows Explorer, and then choose the View tab.

Uncheck the box for "Automatically search for network folders and printers", and close the dialog.

The changes should be immediate, and your problem should be gone.


Source: How-To Geek
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Crysis: DX10 Features in XP
atlas
[info]spacecowb0y

If you tweak the configuration files in \CVarGroups\ by copying and pasting the "very high" settings (1st paragraph) IN PLACE of the "high" settings (last paragraph) the game will load the highest possible settings even though the drop-down menus display "high."

The difference between "high" settings and the tweaked settings is immense: shadows are deeper, more realistic; the leaves have better reflective properties, better textures; the colours are better; and the level of detail is simply stunning.

With these settings I'm running the game between 15-25 FPS at 1440x900 and (wait for it) 8x AA, and it looks PERFECT. Best of all, this is in XP.

So I'm happy. I have XP and I'm playing the game at settings higher than DX9 allows (strictly speaking).

Give this a try if your rig can handle it.


Source: Crysis Online
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Get Rid of Snap Shots PERMANENTLY on LiveJournal
atlas
[info]spacecowb0y
The updates to this post are getting numerous thanks to the kind contribution of other disgruntled LJ users, so I'm moving them to the end of the post. Keep spreading the word; they may be able to stop me if they wanted, but they can't stop us all!

So Six Apart just introduced Snap.com's Snap Shots into LJ, and my god are we all the worse for it. It's bad enough people use it on Blogger, but now it's somehow permeated LJ-land like a nasty fart in an elevator.

In case you didn't know, Snap Shots is a little app that bloggers use to put little preview windows on the external links and media in their posts, and personally, it's the most annoying fucktard thing you can install on your site. Sure, Adblock Plus can prevent the preview windows from showing up, but the icons are still there and my browser still tries to load something when you mouseover them, which, by the way, I NEVER CONDONED IT TO DO. So this stupid program I have absolutely no use for is making my computer do things I'm not asking it to do. Big mistake. So let's get rid of it. Special thanks to everyone in the xkcd thread for all the input.

Two simple steps:

1. Toggle off Graphic previews in your Viewing Options. This disables Snap Shots for your own LJ.

2. Add .snap.com/$script, i.ixnp.com, and shots.snap.com/snap_shots to your Adblock Plus filters. This will disable Snap Shots for the rest of LJ (and the rest of the Internet, hopefully):



Deep breath, sigh of relief. Spread the word, contain the plague.



Update: Opera users, have no fear! See this article to learn how to create your own filters, and just add the two terms as *.snap.com* and *.inxp.com*. [info]ice_dragon00 has also pointed out that you can find Opera's content filters via its menus so you don't have to hunt and mess with the urlfilter.ini file. Working instructions with pictures are here. [info]akamaru also has instructions on how to disable scripting on LiveJournal as well.

Update 2: Special request from IE users! This seems to be the best (if only) plugin for IE7 out there that can accept URLs to block, so if I'm reading the docs correctly you should enter in the terms like so:

*.snap.com/$script*
*.ixnp.com*


Working instructions with handy-dandy pictures are here, with updated instructions if those didn't work here.

Update 3: Safari users, no, I haven't forgotten about you - try the freeware adblocking plugins here and just enter in the terms above as normal.

Update 4: For people on public computers (like students at school or people at a library), do they allow the use of USB drives? If so, Mozilla Firefox, Portable Edition with Adblock Plus installed may save your butt.

Update 5: Camino users, look here for ad blocking instructions (thanks to [info]therck who found this), and enter the terms as follows (I think):

host script 2 snap.com
host script 2 ixnp.com


[info]dafydd points out that the terms above should be tab-separated, and also work for the full SeaMonkey/Mozilla Application Suite on the Mac.

Update 6: If you'd rather not mess with ad blocking software and would prefer a blindingly simple browser-agnostic solution, [info]the_mcp and [info]filefish offer HOSTS file manipulation instead for both Windows and Mac at this thread.

Update 7: OmniWeb users on the Mac can join in on the blocking fun with instructions from [info]wmilliken here.

Update 8: Astute user [info]zwol has found a glaring mistake in one of the terms I listed - update your filters to use .snap.com/$script instead of just plain .snap.com/$cript. Not much of a biggie since it was working with the previous one, but it's better to be precise all the same.

Update 9: Seems that Snap is escalating the battle and trying to get around the blocks we're using. [info]zoniduck has discovered that the term shots.snap.com/snap_shots is able to circumvent the above filters; just add it to your current filters and it should do the trick...for now.
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Elecomsoft Uses Your Video Card to Crack Passwords
atlas
[info]spacecowb0y

You know all that talk about GPUs being the new CPUs? Well it's not just a lot of hot, ventilated air. Thanks in large part to the launch of development kits like nVidia's CUDA, Russian outfit Elcomsoft has just filed for a US patent which leverages GPUs to crack passwords. Their approach harnesses the massively parallel processing capabilities of modern graphics cards to make minced-meat of corporate-strength password protection. An NTLM-hashed Microsoft Vista password, for example, can now be cracked in 3 to 5 days (instead of two months) using a simple, off-the-shelf, $150 graphics card -- less complicated passwords can take just minutes. Dial the GPU up to an $800 GeForce 8800 Ultra and Elcomsoft's approach will crack passwords at a rate some 25 times faster than existing CPU-only approaches.


Source: New Scientist Tech via Engadget

Lifehacker: The Complete Guide to Windows/Mac Interoperability
atlas
[info]spacecowb0y

You've got a household full of PC's and you've stopped yourself from getting a Mac because you don't want to deal with incompatibility headaches. Eight years ago that would've been understandable, but today Mac OS and Windows can work together in harmony on the same home network, sharing files and printers, mounting one another's drives and using the same equipment, like wireless routers and USB drives. If you're considering a mixed Mac/PC home or office, here's a primer on how the two systems inter-operate (and the few instances when they don't.)

File Sharing

Both OS X and Windows can see each other's shared drives over the local network. To mount a Mac's shared drive on a PC, it's a simple matter of enabling Windows Sharing in System Preferences and browsing to the shared folder the way you would on any other PC. Here's a step by step rundown for accessing a Mac's files on your PC. Update: Reader Jeremy writes in with more information on how to get Windows Vista to see Mac-shared folders. Thanks, Jeremy!

By default, OS X shares only your home folder. To share out another location on your Mac—like, say, an external drive that houses all your media files—use the free SharePoints System Preferences pane to configure advanced sharing.

To go the other way around and see your PC's files on the Mac, use Finder's built-in support for Samba, a network file-sharing protocol. Here are the details on mounting a shared Windows folder on your Mac.

File and Application Compatibility

Once you're whizzing files back and forth between your Mac and PC, you'll see that practically all the filetypes you need work on both systems. A Photoshop .PSD file created on a Mac will open in Photoshop for Windows without any kind of import or formatting. Word documents, spreadsheets, PowerPoint presentations, PDF's, images, zip files, text, rich text, MP3's, AVI's—you can even play Windows Media Files on your Mac.

But while you're unlikely to run into filetype compatibility issues, Mac newbs should know that applications are not compatible across operating systems. That is, if you buy Microsoft Office for Windows, you've got to buy a whole new package/license for Office for Mac. Same goes for Photoshop and other utilities like text editors or FTP clients. Some Mac-only apps can export files that work on PC, but won't run on PC's—like iPhoto, for instance.

Full article at the source.


Source: Lifehacker
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Stephen King´s Top 7 Tips for Becoming a Better Writer
atlas
[info]spacecowb0y
For today, I´ve chosen to take some advice from one the most popular fiction writers of the last few decades: Stephen King.

Now, great sales figures aren’t always an indication of greatness in any field.

But it probably means that the creator knows what s/he is doing and what works. Plus, I have found that that quite a few of Stephen King´s books – like Insomnia, The Long Walk or The Running Man - are really good reads (and sometimes even greater films).

I’ve learned/been reminded about these seven tips by rereading King´s memoir/how-to-write book On Writing - highly recommended for many good insights into writing and a writer’s life - and by a whole bunch of his novels I’ve sacrificed sleep to keep on reading.

Many of these tips can be useful no matter if you are a blogger, writing reports at work/in school or quietly spending your nights secretly working on that great novel that will astonish the world.

1. Get to the point.

Don’t waste your reader’s time with too much back-story, long intros or longer anecdotes about your life. Reduce the noise. Reduce the babbling. In On Writing King gets to his points quickly. Get to your point quickly too before your reader loses patience and moves on.

2. Write a draft. Then let it rest.

King recommends that you crank out a first draft and then put it in your drawer to let it rest. Now, how long you let your text rest may vary. King puts his manuscripts away for several months before rereading and start the editing process.

I often let a post rest for a day or two before I start editing (as I´m sure many other bloggers do from time to time too).

This enables you to get out of the mindset you had when you wrote the draft and get a more detached and clear perspective on the text. It then becomes easier to edit, add and cut in a sometimes kinda ruthless way. The result is most often a better text.

3. Cut down your text.

When you revisit your text it´s time to kill your darlings and remove all the superfluous words and sentences. Removing will declutter your text and often get your message through with more clarity and a bigger emotional punch.

Don´t remove too much text though or you may achieve the opposite effects instead. King got the advice to cut down his texts by 10 percent from an old rejection-letter and has followed this advice for decades. While editing my blog I´ve found that 10 percent seems to be a pretty good figure not just for mammoth-sized books.

The rest at the source.


Source: The Positivity Blog
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The Little Video Post that Could
atlas
[info]spacecowb0y

Found some neat things today that might come in handy for y'all.

1. Free FLV Player. Enough said. And no, I will NOT use VLC. MPC > VLC any day of the week. And yes, I use ffdshow, but even in its current version it's clunky with FLV files.

2. If you find a file called dxva_sig.txt appearing in your media directories whenever you play certain video files, get rid of the phenomenon altogether with the following:

Start > Run > dxdiag > Display > Disable "AGP Texture Acceleration"
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Tablecloth
atlas
[info]spacecowb0y

Tablecloth is lightweight, easy to use, unobtrusive way to add style and behaviour to your html table elements. By simply adding 2 lines of code to your html page you will have styled and active tables that your visitors will love :)

Tables are often misused by non-standards savvy developers and have become a subject of arguments between table layout coders and standardistas. Tables in html do have great significance in their primary role and that's - displaying tabular data. Tablecloth is meant for proper usage of tables only. Used on table-based layouts it will cause more headache then the layout itself. Befor using tablecloth make sure that you don't use tables for anything else but tabular data.


Source: Tablecloth
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How to Answer 23 Common Interview Questions
atlas
[info]spacecowb0y
Let’s face it; no one likes the interview process. Well, certainly not the people being interviewed anyway. You have to be on your best behavior, you only get one chance to get it right, and it’s like taking your driving test all over again. Over the years I’ve been to countless interviews. To get my first job out of college I attended some 15-20 interviews a week. Whether it was in Britain or over here in the States, the questions never really seemed to change from job to job. Not only that, but the answers to them are usually the same, with your own personal interpretation of course. Here I present 23 questions you’re likely to be asked, and how I have learned to answer them. Why 23? Because I had more than 20 and less than 25. Remember, being interviewed is a skill, and if you do the preparation you should ace it every time.

1. So, tell me a little about yourself.
I’d be very surprised if you haven’t been asked this one at every interview. It’s probably the most asked question because it sets the stage for the interview and it gets you talking. Be careful not to give the interviewer your life story here. You don’t need to explain everything from birth to present day. Relevant facts about education, your career and your current life situation are fine.

2. Why are you looking (or why did you leave you last job)?
This should be a straightforward question to answer, but it can trip you up. Presumably you are looking for a new job (or any job) because you want to advance your career and get a position that allows you to grow as a person and an employee. It’s not a good idea to mention money here, it can make you sound mercenary. And if you are in the unfortunate situation of having been downsized, stay positive and be as brief as possible about it. If you were fired, you’ll need a good explanation. But once again, stay positive.

3. Tell me what you know about this company.
Do your homework before you go to any interview. Whether it’s being the VP of marketing or the mailroom clerk, you should know about the company or business you’re going to work for. Has this company been in the news lately? Who are the people in the company you should know about? Do the background work, it will make you stand out as someone who comes prepared, and is genuinely interested in the company and the job.

Is it obvious I'm looking for a job? Heh. Oh yeah, obviously, the rest at the source.


Source: Wise Bread
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Lifehacker Top 10: Wi-Fi Boosts, Tweaks and Apps
atlas
[info]spacecowb0y

No doubt you've got a home wireless network or you've connected to hotspots at the local coffee shop or airport—but are you getting the most out of your Wi-Fi? Whether you want to strengthen, extend, bridge, secure, sniff, detect, or obscure your signal, today we've got our top 10 best Wi-Fi utilities and tweaks for the power wireless user.

10. Improve Coverage with Better Placement
9. Extend Your Signal with a Repeater or Wire It With a Bridge
8. Sniff Packet Data with Wireshark
7. Enable WPA Encryption
6. Limit MAC addresses
5. Stop Broadcasting Your Network's Name
4. Detect Networks with NetStumbler
3. Share Your Computer's Wired Connection Wirelessly
2. Boost Your Signal with Tinfoil
1. Unlock Your Wi-Fi Router's Capabilities with the DD-WRT Firmware

As usual, see the meat and potatoes of the article at the source.


Source: Lifehacker
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Reboot Your Lungs, a.k.a. How to Breathe Deeply When You're Nervous
atlas
[info]spacecowb0y

My girlfriend is an opera singer and performance studies expert who has spent years working on breathing, so I asked her what to do next time. “[Breathlessness] is very normal and brought on by nerves,” she said. “And there's a simple exercise that fixes it.” For you, and for all those who might search Google for “running out of breath,” “breathing control,” and “reading for the radio,” I offer her opera-tested 4-step routine:

1. Exhale completely, as if you're blowing out the candles on a very big birthday cake.
2. Bend over. This expels the last bits of air from your lungs. When you're totally out of air, don't let any air come into your throat.
3. Stand up. This increases lung volume, so air will want to flow into your lungs, but don't breathe. Wait until your body needs a breath—10 seconds or so.
4. Then, when you can't take much more, breathe. Your body will have moved over from your normal, everyday breathing to unregulated, autonomic “response breathing.”
That's it. Once you let your body take that unregulated breath in step 4, it sort of “reboots your lungs,” and the nervous, “holding-pattern” breathing becomes a thing of memory.


Source: Ftrain
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Photoshop Tutorial: Dusky Lighting Effects
atlas
[info]spacecowb0y

One of the best sites around for desktops has to be Desktopography. Inspired by their amazing work today we are going to put together a sunset image mixing some vector shapes and dusky lighting effects to produce a slick image that would make a nice album cover for a chillout mix!

See the full tutorial at the source. The site also seems like a worthy bookmark if you're into any sort of design work.


Source: PSDTuts
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How to Get Your Boss's Job
atlas
[info]spacecowb0y
Ready to move up? Desire to move on?

Unless you (or your company) create a new position just for you, or you decide to get a better job outside your current company, chances are that you won't get promoted until your boss gets promoted (or moves on). Even then, there's no guarantee that you'll step into your boss's job.

There are two things that you can do to really make yourself promotable in your current job:

1) Learn Your Boss's Job
2) Train Your Replacement


Learn Your Boss's Job

This means learn everything that your boss does, not just what you think they do, but every minute little detail.

Find out what they really do each day. What is their schedule? What are their daily challenges are (you might be surprised at what you don't know) and how they deal with them. Who are their information and action resources?

How do you do this?

Just ask.

Let your boss know that you're ready to advance and want to know how they do the work that they do.

The point of this is not to become a threat to your boss but to provide them with the opportunity to move up the corporate ladder themselves. Learn enough that you can step up to fill their shoes once they move on.

Train Your Replacement

The surest way to career stagnation is to be very good at your job and not have anyone available to replace you.

Now, that can mean job security if you really love what you do, but if what you really want to do is what they're doing over in Marketing? Then it can mean misery.

So, while you're learning you're boss's job, start grooming the person who will replace you. Share your secrets, your tricks of the trade. Pass on every bit of information you can to one or two people who you feel can step into your shoes once you move on.

Show your boss and your company that you're more than prepared for a new position and a better salary. Make it easy for your company to promote you. Give them a reason -- give them a couple of reasons -- to make you the boss.


Source: Wired How To's
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Spyware Terminator Review
atlas
[info]spacecowb0y

In recent years, a multitude of malware types became a large threat for Internet users. By placing its files in your system registry, modifying local files, changing the look of your browser, you never know what kind of data your computer is leaking, why pop-up advertisements are constantly opening in the corners of your computer screen and why your system became so annoyingly slow. Over the years, almost hundreds of anti malware applications started popping out on the Internet, but only the best prevailed. Today I am taking a closer look at a promising free application - Spyware Terminator 2.0.

If not taking into consideration the "strange" Web Security Guard concept, Spyware Terminator is an effective anti malware application. It sports a number of great functions you cannot find within its competitors and I must say that the application itself is fantastic.

Almost every aspect of it worked flawlessly, the user interface looks great, if only the developers removed the Crawler toolbar out of the picture it would be perfect. The application is free and I understand that the toolbar probably provides some kind of a revenue stream, but "silently" installing it with a security application is surely not a good step.

Full review at the source. I'm a little iffy about installing it on our café computers (we use AVG Free primarily) since I haven't had experience with anti-malware products for a very, very long time, added to the fact that we've encountered viruses and malware beyond any hope of recovery from most mainstream products (can you say undeletable files and autorun.inf files on root drives?), but from the review it seems promising. What do you guys use on your personal systems?


Source: Spyware Terminator via Help Net Security
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10 Easy Peasy Math Tricks
atlas
[info]spacecowb0y
Math can be terrifying for many people. This list will hopefully improve your general knowledge of mathematical tricks and your speed when you need to do math in your head.

1. The 11 Times Trick

We all know the trick when multiplying by ten - add 0 to the end of the number, but did you know there is an equally easy trick for multiplying a two digit number by 11? This is it:

Take the original number and imagine a space between the two digits (in this example we will use 52:

5_2

Now add the two numbers together and put them in the middle:

5_(5+2)_2

That is it - you have the answer: 572.

If the numbers in the middle add up to a 2 digit number, just insert the second number and add 1 to the first:

9_(9+9)_9

(9+1)_8_9

10_8_9

1089 - It works every time.

2. Quick Square

If you need to square a 2 digit number ending in 5, you can do so very easily with this trick. Mulitply the first digit by itself + 1, and put 25 on the end. That is all!

252 = (2x(2+1)) & 25

2 x 3 = 6

625

As always, the rest of the article at the source. And for the record, I HATE Math.

Source: The List Universe
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10 Tips for a Killer Presentation
atlas
[info]spacecowb0y
Presentations are something that we’re all familiar with. Whether you are watching a presentation or giving a presentation, chances are you know what sucks and what doesn’t. However, in case you don’t know the suck from the not, here are ten tips to help insure you are giving a good presentation:

1. Don’t abuse your visuals - Usually your visuals are posters, charts, or even a PowerPoint presentation. Whatever your visuals may be, keep them simple and don’t put too many words on them. The audience isn’t there to read your slides, they are there to listen to you present.
2. Look at the audience - If you ever wondered where you should be looking when presenting, the answer is right in front of you. Don’t just single out one person, but instead try to make eye contact with numerous people throughout the room. If you don’t do this then you aren’t engaging the audience, you are just talking to yourself. This can result in an utter lack of attention from your audience.
3. Show your personality - It doesn’t matter if you are presenting to a corporate crowd or to senior citizens, you need to show some character when presenting. If you don’t do this you’ll probably sound like Agent Smith from the Matrix. Nobody wants to hear him present. (If you do, you are probably an agent yourself and we will find you)

The rest of the tips and discourse at the source.


Source: Quick Sprout
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5 Steps to Stop Living Paycheck to Paycheck
atlas
[info]spacecowb0y
Do you get hot sweats, a cold fever, a nervous stomach, or something worse when you peer into your checking account on Tuesday and find it empty -- then realize that payday isn't until Friday?

You're suffering from Paycheck-to-Paycheck Syndrome, a malady that can affect anyone -- regardless of income -- who regularly runs short of money in the bank. Associated symptoms include sleepless nights, high blood pressure, fits of guilt, and denial.

The cure is simple, but it isn't easy. Follow this five-step plan to feel better:

1. Evaluate your illness. You'll never end the paycheck-to-paycheck sweats if debts claim most of your money before you can even get it in the bank. Add up your good debt (like mortgages and school loans) and compare it to your bad debt (credit cards and vehicle loans). If you carry a lot of bad debt, it's time to attack that drain on your income. If you don't have a lot of bad debt, but you're still buckling under monthly payments, it might be time to evaluate whether your good debt is too much of a good thing.

2. Attack the illness. Ever had a doctor tell you, "It will get worse before it gets better?" Before you can reclaim your money for yourself, you need to remedy your debt fevers. Put together a plan to pay off any debt that's too much of a burden as fast as realistically possible. Put your bad debts at the top of the list. Use this guide to debt reduction to map out your plan, and be patient. You'll suffer a little more for a short while, but you'll feel better.

Full article and discussion at the source, of course.


Source: The Motley Fool
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PayPal in the Philippines via UnionBank
atlas
[info]spacecowb0y
To enroll your UnionBank Visa Card in PayPal, first sign up for an account at the PayPal web site. Be sure to select Philippines as the country where you live and use U.S. Dollars as the primary currency. Your online transactions will automatically be converted to Philippine Pesos when billed.

When asked to enter your credit card or debit card number, enter the full 16-character card number and then the CVV. Make sure you enter your address of record at UnionBank as your billing address. For UnionBank Visa Credit Cards, use the address that appears on your monthly statement; and for EON Visa Electron and eWallet, use the address found on your Profile Page at the unionbankph.com online banking site.

After doing this, you have completed the basic enrollment which allows you to transact online up to a maximum amount determined by PayPal, regardless of your available balance or credit limit. However, to get full use* of your UnionBank card, you will be automatically enrolled in PayPal's Expanded Use Program.

Expanded Use Enrollment

1. When you register your UnionBank Visa card, PayPal will charge you the equivalent of US$ 1.95 for expanded use. Pay Pal will credit you back the US$ 1.95 amount on your first PayPal transaction. For EON and eWallet cards, your account must have the equivalent of US$ 1.95 in pesos in order for the expanded use transaction to go through when you first enroll your card.

2. You will then be issued a 4-digit Expanded Use Number. But, please allow 5 days for the Expanded Use Number to reflect on your statement.

  • For UnionBank Visa Credit Cards, you can find it on your next monthly paper statement or by viewing your Visa Transaction History online. [View Sample.]
  • For EON Visa Electron and eWallet Card holders, please contact the UnionBank Customer Service Call Center at 84-186 and ask the customer service agent to provide you with the 4-digit PayPal expanded use code.

3. Once you have this number, go back to the My Account Overview section of the PayPal web site and click on "Finish Expanded Use Enrollment" to enter the 4-digit number.[View Sample.]

4. Upon entering your Expanded Use code, you will receive a confirmation message indicating that your credit card has been verified.

Congratulations! Your PayPal account is now verified for Expanded Use. For more details on linking your UnionBank Card with PayPal you can visit UnionBank's Customer Service page, contact the Call Center hotline at 84-186 or visit the PayPal help site. We hope you enjoy and take advantage of borderless shopping with UnionBank's VISA Cards!



* FULL USE: Limits shall be based on the available balance for debit cards and the available credit limits for credit cards or other limits imposed by PayPal or the bank.

HELL MOTHERFUCKING YES.


Source: UnionBank
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